“DBS Bank India has revised its savings account interest rates, offering one of the highest returns on savings balances across various slabs in the Indian banking sector”
The bank has introduced attractive tier-based interest rates for both domestic and NRI savings accounts, making it a competitive choice for customers seeking better yields on their deposits.
New Savings Interest Rates for Domestic Accounts (Effective 2025)
Customers maintaining higher balances stand to benefit significantly under the new rate structure:
- Up to ₹2 lakh – 2.75% p.a.
- Above ₹2 lakh to ₹5 lakh – 3.25% p.a.
- Above ₹5 lakh to ₹50 lakh – 5.50% p.a.
- Above ₹50 lakh – 4.00% p.a.
The 5.50% interest rate on balances between ₹5 lakh and ₹50 lakh is almost double that offered by many other leading Indian banks for the same bracket.
Revised Interest Rates for NRI Savings Accounts
DBS also updated its NRI savings account interest rates, maintaining a competitive edge in the global banking market:
- Up to ₹2 lakh – 2.75% p.a.
- Above ₹2 lakh – 3.00% p.a.
NRIs can now enjoy seamless banking with DBS through a fully digital account opening process introduced in 2024, enabling account creation in under an hour.
Digital Banking with digibank by DBS
DBS customers can access these high-interest savings accounts via the digibank app, which offers over 250+ banking services. The app provides a fully digital, paperless, and user-friendly experience for both resident and non-resident Indians.
Trusted and Secure: DBS Recognitions & Ratings
DBS Bank has consistently been recognized for its safety and reliability:
- Named the ‘Safest Bank in Asia’ by Global Finance for 16 consecutive years (2009–2024)
- Holds the highest ‘AAA/Stable’ rating by CRISIL on its corporate credit facility in 2025
These accolades reaffirm DBS’s strong financial foundation and commitment to customer trust.
Why Choose DBS Bank India for Your Savings?
- High-Interest Savings Rates – Up to 5.50% p.a.
- Tier-Based Slabs to maximize returns
- Fully Digital Account Opening
- Recognized as Asia’s Safest Bank
- Ideal for residents and NRIs
How to Open a DBS Savings Account?
You can open a DBS Savings Account digitally in just a few steps:
- Download the digibank by DBS app
- Complete paperless KYC
- Start earning high interest instantly
For NRIs, the process is equally fast and efficient — open your account within an hour, no physical presence required.